Are you a middle-income family exploring mortgage options for your next home purchase? Understanding the different types of mortgages available can be crucial in aligning with your financial goals. In this guide, you will uncover the benefits and drawbacks of fixed-rate, adjustable-rate, and hybrid mortgages, helping you make informed decisions that support your long-term investment strategy. Whether you're prioritizing stability or flexibility, this article will provide valuable insights tailored to your family's unique needs.